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, autor en JugoTerapia https://jugosterapia.com Un Jugo para Cada Dolencia! Sat, 23 Dec 2023 17:44:09 +0000 es hourly 1 https://wordpress.org/?v=6.5.5 https://jugosterapia.com/wp-content/uploads/2022/03/cropped-logo--32x32.png , autor en JugoTerapia https://jugosterapia.com 32 32 202704903 All You Need to Know About Investing in Dubai Real Estate https://jugosterapia.com/all-you-need-to-know-about-investing-in-dubai-real-estate-2/?utm_source=rss&utm_medium=rss&utm_campaign=all-you-need-to-know-about-investing-in-dubai-real-estate-2 Sat, 23 Dec 2023 17:44:09 +0000 https://jugosterapia.com/?p=56017 All You Need to Know About Investing in Dubai Real Estate Dubai is the cultural melting pot of the world. Dubai’s world class infrastructure, urban planning, and connectivity make it a hub not only in the Middle East but all around the world. The dynamic and rapidly growing economy provides exciting investment opportunities year after year. Right […]

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All You Need to Know About Investing in Dubai Real Estate

Dubai is the cultural melting pot of the world. Dubai’s world class infrastructure, urban planning, and connectivity make it a hub not only in the Middle East but all around the world. The dynamic and rapidly growing economy provides exciting investment opportunities year after year. Right now, those exciting opportunities are centered around the real estate sector.

In 2021, Dubai had the highest number of real estate https://realestate2uae.blogspot.com/2023/12/top-5-reasons-to-buy-real-estate-in-uae.html transactions in 12 years and it continues to grow, with more attractions taking place in the luxury real estate market. The competitive property prices in Dubai can be compared to major international hubs like London, Singapore, https://feellavish.com/community/profile/andyplummer6928 Paris, Hong Kong and New York.

Currently, Dubai is one of the best cities to invest in property. Some of the reasons Dubai beats out every other city in the world is the lifestyle the residents lead, the year-round sunshine, the low crime rates, the connectivity to the rest of the world, and social diversity. Foreigners need not be intimidated by the prospect of moving to the city as all these factors make the city easy to acclimate and fall in love with.

With the amount of options available in the market, you may be spoiled for choice. It is important to know what you are looking for and things to avoid/mistakes you would make while choosing a property to invest in.

Deciding to invest in Dubai should depend on a comprehensive and detailed analysis and research; You should consider the risks, your capabilities, and the market status to have a well structured plan for such an important step. 

This is why Property Finder is always here to help you make an informed decision. You can check out this great advice from one of our leading experts on the matter— Mohamed Kaswani, Managing Director of Mortgage Finder, the leading mortgage advisory company in the UAE and part of the Property Finder group. 

Here is a list of factors to keep in mind when making a decision to invest in Dubai: 

  • Location: Choosing the location of the property wisely can make or break your investment! The popularity of the location and how accessible it is to attractions and essential destinations are crucial factors. 

For example, Dubai is known as a shopping hub on a global scale. Residents enjoy living close to areas with popular malls like Dubai Mall and Mall of the Emirates. 

Downtown Dubai, Al Barsha, Dubai Marina, and Palm Jumeirah are all communities home to grand malls in Dubai. 

In addition, according to Google Trends, Nad Al Sheba, Oud Metha, Jumeirah Lake Towers, and Dubai Hills are among the highly searched communities; this makes them good options to consider. 

  • Short-term vs long-term rentals: Some properties will perform better on a short-term lease such as apartments in Downtown Dubai, Palm Jumeirah, Dubai Marina, and JBR; alternatively, villas in Dubai Hills, Jumeirah Park, and JVT provide better yield on standard leases. 
  • Cash vs finance: You should weigh cash on cash returns and use leverage when appropriate.
  • Service charges and property management fees: They differ from one property to another and should be taken into consideration beforehand.  

Off-plan vs Ready-to-move

You have two choices when it comes to investing in a property in Dubai, either off-plan unit or a ready-to-move one. The off-plan units are properties that are still under construction and yet to be delivered. On the other hand, the ready-to-move units are already completed and you can use them immediately. 

We have summarised the pros and cons of both types of properties below:

Pros of Buying Off-plan Properties

  • Prices of under-construction properties are usually less than those already available
  • Reputable developers build communities that gain significant value as they mature
  • Down payments are often more affordable 
  • Attractive interest free payment plans are available which enable investors to build their portfolio according to their cash flow capacity

You can have a look at the various off-plan properties on Property Finder to choose the ideal one for you. 

Cons of Buying Off-plan Properties

  • Any changes in the market can be expected and may affect the original value of the property 
  • Off-plan projects have the potential risk of being cancelled or delayed; that’s why research on the developer is crucial

Pros of Ready-to-move Properties

  • The price you’re offered is according to current market conditions 
  • The availability of seeing it in reality to decide if it’s a suitable option or not is preferable to some buyers
  • Ready properties will always have the advantage of generating rental yield immediately post purchase

Cons of Ready-to-move Properties

  • Higher upfront investment; this includes the down payment
  • Sometimes there isn’t flexibility in the payment plan 

What Is Freehold and Leasehold Ownership?

Don’t let the real estate jargon dismay you! These simply refer to the type of ownership you are offered; check the definitions below: 

Freehold: Full ownership and legal rights to use, lease, or sell the property are transferred to the buyer 

Leasehold: Buyer does not have full ownership of the property which means they own it for a limited time (usually 99 years and can be lessened or extended).

What to Look out for When Buying Property in Dubai?

Forgetting the Extra Costs 

Be mindful of closing costs, service charges, and other operating costs to calculate the net yield of the property you’re buying. You need to be aware of possible agent fees, Dubai Land Department fees, mortgage fees, building service charges, or property management fees. 

Letting Emotions Get the Best of You

Investment properties are about numbers and not emotions. You may not like the property or neighborhood you’re investing in, but if it delivers a better yield then that’s what you should be focused on.

What Are the Best Areas to Invest in Dubai?

There’s always the question of where to invest in Dubai real estate, an emirate that doesn’t stop growing; this means your investment benefit can differs between now and in the future with such constant changes in the market and demand. 

The following statement from the managing director of Mortgage Finder, Mr. Kaswani, may help you with the decision making process:

“Waterfront properties will always be more desirable,” he suggested. “There are pockets of neighbourhoods that are selling at good value. You should leverage Property Finder’s map feature and compare price per square foot against adjacent neighbourhoods.” 

“For example, I recently bought a villa in JVT which is a 2-minute drive from Jumeirah Park and a 5-minute drive from the Meadows at a price per sqft that’s nearly 25% below Jumeirah Park and nearly 60% below Meadows,” he continued.

Can Foreigners Invest in Dubai?

Yes, foreign nationals can invest in Dubai real estate in freehold areas and leasehold ones. With freehold properties, once they buy the property, they have the right to use, lease, or sell it as they wish. 

As for leasehold properties, buyers don’t have full ownership yet they can only benefit from it for a long period of time (usually 99 years). Foreigners include both expats already living in the UAE and non-residents. 

What Is an Investment Visa?

An investment visa is a type of visa provided by the government for non-residents looking to invest in Dubai real estate. There are certain conditions to be met if you wish to gain this visa by investing in a residential property in Dubai: 

  • To enjoy a stay through this type of visa, you should buy a property of value of at least AED 1 Million
  • If the cash option isn’t suitable for you, no worries as you can go for mortgage; however, the property should be maximum 50% under mortgage 
  • Having a partner investor is a good idea but in such cases the minimum share for www.greatermoimaging.com each of you must be AED 1 Million
  • In order to get this type of visa, the property you will invest in shouldn’t be an off-plan or leasehold one. 

Here’s a full guide on how else you can gain an investment visa in Dubai from Property Finder.

Considerations After Investing in Dubai

Once you become an owner of a property in Dubai, you can consider the following tips to help you succeed: 

  • Hire a capable and credible property management company
  • Demand real time reporting 
  • Treat your tenants well 
  • Consider quarterly payments to attract more tenants.

How Can Property Finder Help You Invest in Dubai?

After considering all the facts, knowing how to invest in Dubai real estate is a step in the right direction. Mr. Kaswani has shared his advice on how readers can use Property Finder to turn your vision into a successful reality once you become a proud owner of a property in Dubai:

  • Property Finder empowers consumers and real estate investors with data and insights to help you make a better informed decision. We provide information about sale transactions to help you choose popular destinations for investment. 
  • Property Finder is the premier listing portal in the UAE ensuring your home gets more visibility from our wide audience. After buying your property, you can list it on our platform through a trusted agent. This way it gets recognized much easily and you can have a tenant in no time.  
  • Avoid listing your property through multiple agents when trying to rent it out. This will devalue your listing. Instead, look at Property Finder for community experts and Super Agents who have a track record in your building or neighborhood.

A real estate investment is an important decision to take and we’ve got your back with this exclusive guide from Property Finder. A real estate investment can also serve as an investment to your future self as it can provide a stable source of income for you and your family and Property Finder is there to guide you every step of the way.

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Buying property in Dubai A guide for investors https://jugosterapia.com/buying-property-in-dubai-a-guide-for-investors-2/?utm_source=rss&utm_medium=rss&utm_campaign=buying-property-in-dubai-a-guide-for-investors-2 Sat, 23 Dec 2023 17:30:32 +0000 https://jugosterapia.com/?p=55982 Buying property in Dubai: A guide for investors Dubai is a city that attracts many property https://sites.google.com/view/realestateuae/estate investors because of its strong rental yields and absence of property taxes. Dubai also has a constantly increasing population, is extremely popular with tourists, and has consistent new development opportunities. Many areas of Dubai are rapidly developing, with new innovative […]

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Buying property in Dubai: A guide for investors

Dubai is a city that attracts many property https://sites.google.com/view/realestateuae/estate investors because of its strong rental yields and absence of property taxes.

Dubai also has a constantly increasing population, is extremely popular with tourists, and has consistent new development opportunities. Many areas of Dubai are rapidly developing, with new innovative technology and interesting structures becoming a big part of the area.

1. What are the requirements to buy a property in Dubai?

United Arab Emirates (UAE) or Gulf Cooperation Council (GCC) citizens are able to purchase property anywhere in Dubai, while foreign investors can purchase property only in designated foreign ownership areas, determined by the Ruler of the Emirate of Dubai. These areas are:

  • The Palm Jumeirah
  • The World Islands
  • Downtown Dubai
  • Old Town
  • Burj Khalifa
  • Business Bay
  • Dubai Marina
  • Emirates Hills
  • Jumeirah Lakes Towers (JLT)
  • Jumeirah Beach Residence (JBR)
  • Discovery Gardens
  • Arabian Ranches
  • Midriff (specified plots)
  • Dubai Investment Park (DIP)
  • Falcon City
  • Dubai Sports City
  • Dubai Motor City
  • Dubai South
  • International City
  • Jumeirah Islands & Jumeirah Village

You don’t need a visa to purchase property in Dubai as a foreign investor, in fact, buying property often means you are eligible to apply for a residency visa.

 

2. How much tax do I pay when buying a property in Dubai?

There is no income tax or inheritance tax payable on property in Dubai, although foreign investors may be subject to income tax from their country of residence if they don’t live in Dubai. However, there is a 4% transfer fee payable to the Dubai Land Department when a property is transferred to them. In addition to this, a ‘housing fee’ is payable monthly, equivalent to 5% of the average rental value of the area.

As a result of the low taxation, buying property in Dubai is a very attractive option for foreign investors. Combined with the good rental returns, there is a potential to make a great income from Dubai investment properties.

3. How to find a property in Dubai?

There are a number of websites that are great for finding investment properties in Dubai, including but not limited to Find Properties, Rightmove, Bayut and PropertyFinder. In addition to this, foreign investors can go direct to Dubai real estate agents to find investment properties.

When looking for properties in Dubai, investors should consider the eligibility (i.e., if the property is in a designated area for foreign ownership), the rental yield, and the rental demand of the area. GuestReady can advise investors of areas with the best return on investment, and guide you through the process of buying property in Dubai.

4. Where to buy property in Dubai?

 

Palm Jumeirah

The Palm Jumeirah, built between 2001 and 2006, is a series of man-made islands in the Persian Gulf. With a mixture of commercial and residential units, the area is popular amongst investors and tourists. The average sale price of an apartment on the Palm Jumeirah is 3.4 million AED, or approximately $926,000 USD or £789,000, making it the most expensive region in Dubai. The average sale price of a garden home is 18.5 million AED, which is $5 million USD or £4.3 million.

The average gross rental yield for an apartment is 5.33% for apartments and 3.39% for garden homes. The touristic nature of the Palm Jumeirah makes it a fantastic place to invest in short-term rental opportunities.

CityWalk Dubai

CityWalk Dubai is in the Jumeirah district and is the second most expensive region of Dubai. The average sale price of an apartment is approximately 3.2 million AED, which is roughly $872,000 USD or £740,000. The area is primarily an urban district, with shopping, entertainment and restaurant facilities for residents and tourists. The average gross rental yield for investment apartments in CityWalk is 5.25%.

Jumeirah Beach Residence

Jumeirah Beach Residence is another one of Dubai’s most desirable and expensive regions, with an average apartment sale price of roughly 2.4 million AE, or $650,000 USD. This is equivalent to approximately £550,000.

This stretch of waterfront is on the Persian Gulf coastline, lifekun.com and was completed in 2010. The average gross rental yield sits at 4.76%, making it an attractive opportunity for foreign investors looking to invest in short-term rental properties.

Dubai Marina

The average gross rental yield in the Dubai Marina region of Dubai is 6.3% for apartments, and the average sale price is approximately 1.6 million AED, which is $436,000 USD or £370,000. This artificial canal city is not yet completed but is expected to provide homes for roughly 120,000 people.

Arabian Ranches

Arabian Ranches is a gated villa community in Dubai, which was launched in 2004. There are three phases to the development, the third one of which is not yet completed. There are almost 6000 homes in the region to date, along with shopping centres, a golf club and an equestrian centre.

The average rental yield in Arabian Ranches is 4.9%, and the average price of a villa is approximately 6.2 million AED, which is roughly $1.7 million USD or £1.4 million. The most affordable properties in Arabian Ranches are in Al Reem, while the most expensive villas are in Polo Homes.

Dubai Downtown

Dubai Downtown is home to some of Dubai’s most popular landmarks, and so attracts a great number of tourists each year. Short-term rental accommodation is sought by a large number of people in this area, bikefixstore.com making it a very popular option for foreign investors, who value the strong rental demand.

The average sale price of an apartment is just over 2.1 million AED, which is $572,000 USD, or £485,000. The average gross rental yield is 5.43%, making it a good opportunity for investors, compared to many other popular regions in Dubai

5. How to avoid problems when buying property in Dubai?

Some of the problems that foreign real estate investors can run into when they buy property in Dubai include:

  • Scams
  • Buying a property in the wrong neighbourhood
  • Buying fake properties, or properties that are being sold without the legal right to do so
  • Buying properties for too high a price
  • Incorrect or absent paperwork

The best way to avoid problems when buying property in Dubai is to carry out checks on the real estate agents to make sure they have the correct registrations. Before you begin the process of buying a property, you need to make sure that the real estate agent or property developer is registered with the Real Estate Regulatory Authority (RERA).

In addition to this, foreign investors need to ensure that their real estate agent has completed the correct paperwork for a property purchase, including a Memorandum of Understanding (MOU) and a No Objection Certificate (NOC).

Foreign investors must ensure that they have done their own due diligence checks on the neighbourhood in which they are buying, and comparable property prices and rents in the area. This is to avoid paying too high a price for a property, and making a bad investment decision as a result. GuestReady advises foreign investors on rental rates and property prices, in addition to calculating rental yields and advising every step of the way.

6. Why buy property in Dubai?

Many foreign investors choose to purchase property in Dubai because of the strong rental yields, absence of property taxes, increasing population, consistent development opportunities, visa qualifications and lower property costs.

Firstly, the rental returns in Dubai are some of the best in the world. This means that the annual income generated from investment properties, particularly short-term rental properties, is generally a good percentage of the property’s purchase price, representing a good return on investment.

Once a property has been purchased and the transfer fee has been paid to the Dubai Land Department, there are no property taxes for foreign investors to pay on investment properties. This helps to increase the profits generated by investment properties. Bear in mind that if you are not resident in Dubai, you may be subject to income tax in the country in which you live.

Dubai has a constantly increasing population, is extremely popular with tourists, and has consistent new development opportunities. Many areas of Dubai are rapidly developing, with new innovative technology and interesting structures becoming a big part of the area.

Foreign investors who purchase property in Dubai worth over a certain amount are eligible for residency visas. The length of these residency visas is roughly proportional to the value of the property price, meaning that higher-value property owners can expect to get longer residency visas.

Lastly, many of the properties in Dubai are cheaper than elsewhere in the world with similar rental yields. This makes them accessible for a wide range of property investors from all over the globe. If you’re new to the short-term rental market, GuestReady has a range of tools available to help you calculate the daily rental rate of your property and assist with making decisions.

7. Is now a good time to buy property in Dubai?

Now is a great time to buy property in Dubai, since property prices and rental figures are increasing. Since the coronavirus pandemic, tourism has opened up in Dubai and short-term rental properties are now more popular than ever amongst tourists and investors alike.

8. Can foreigners buy property in Dubai?

Yes, foreigners can buy property in designated areas for foreign property ownership in Dubai. These areas are determined by the Ruler of the Emirate of Dubai, and include regions such as Palm Jumeirah, Downtown Dubai, Dubai Marina, Arabian Ranches and Jumeirah Beach Residence.

It is recommended that foreign investors buy property in Dubai through regulated real estate agents to mitigate the risk of scams and fake properties.

9. Is buying a property in Dubai a good investment?

Yes, Dubai’s lack of property taxes and increasing population make it a great place to invest. The visa program makes it an attractive investment opportunity, as do the strong rental yields and relatively low property prices.

Therefore, buying property in Dubai is a good investment because of the strong rental returns, absence of property taxes, consistent development opportunities, visa qualifications and lower property costs.

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